How It Works

holidaycashfast.com

is not a lender and therefore does not make short term loans or credit decisions. We are a loan connecting service where we connect consumers with independent third party lenders.

You register online from your home computer or any mobile device. Because the process occurs in real time, it's very fast. If you are connected with a lender you will receive an offer from that lender with the terms and conditions of the loan. If you agree to the terms (and you may decline them), the money could be available for your use as soon as the next business day.

Independent lenders have their own individual requirements that must be met, but typical minimum requirements include, but may not be limited to:

  • 18 years of age or older.
  • Valid checking or savings account with direct deposit.
  • Minimum regular income of $1,000 per month.
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is), serving on active duty under a call or order that does not specify a period of 30 days or fewer.

Please see our FAQ's for more information about the process.

  • What are payday and installment loans?

    Payday loans are short-term loans that don’t require any collateral. They are also known as cash advances, and are usually under $1,000. Installment loans are usually larger amounts than payday loans (under $5,000), and are paid back in scheduled payments.

  • What is a personal loan?

    Personal loans also don’t require any collateral. They can go up to $15,000 with the term determined by the lender. With personal loans, you are free to spend it on anything you wish. How you use it is completely up to you.

Get The Cash You Need!